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Managing Finance & Loans

Managing Finance & Loans

Essential checkpointsDocument checklistLegal Checks, RERA and PMAYManaging finance & loansPricing and budget calculationReal estate glossary

As per policy, banks can offer 75% to 90% of the COP (Agreement Value + GST + Other costs). Attached is the typical list of documents required to process a housing loan.

Mostly all the top banks are associated with Mahindra Lifespaces. At the time of launch we approve the project with most top banking & financial institutions (HDFC, ICICI, Axis, SBI, BOB, Bajaj Hou Finance, IIFL etc.)

Average time to sanction a housing loan for a salaried person is around 5-7 days and for Self-employed Non-professional (SENP) individuals is around 7-10 days (about 1 and a half weeks).

The Subvention Scheme is offered by banks for a specific term ranging from 12- 36 months (about 3 years), where developer will pay interest on the disbursed amount till the end of the subvention period (Interest liability is on the Developer).

EMI : When you make interest & Principal payment towards your outstanding Amount.

Pre-EMI : When you only make interest payment towards your outstanding Amount.

Calculate your home loan EMI today using our home loan EMI calculator to see how much you'll need to pay.

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